Its all to common to need to find laptop pay monthly deals because lots of people do not have $500 or $1000 in cash saved to spend on a new laptop. Financing is their only option and when they have bad credit they almost automatically think that it will be impossible to get approved.
In order to pay monthly for a laptop you will have to find a financing deal. There are two sources that are designed specifically to help people that have bad credit or no credit at all. The first one are rent to own stores. Now this may sound a little fishy at first, but they are actually legitimate deals. And surprisingly they do sale name brand computers. Some of the more well know shops include Rent-A-Center and Aaron’s. You can expect to pay more for the laptop that you would if you paid cash or had good credit financing, but for most people this is still worth it because it allows them to make monthly payments.
The second option is the traditional computer club. These are designed to help people that have poor credit history or need to make payments for a new computer. You may have seen some of them advertising on late night TV, but these deals are legitimate. They do typically require a small deposit prior to shipping out your laptop, but after that you can just make monthly payments. Some of these companies will sell there own brand of computers while others will actually sell name brand computers. So depending on what brand you prefer may help you to decide which company you would want to go with. Make sure to search for customer reviews for the company you choose to make sure they are not scamming their customers.
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I have a very old Mecer laptop wants to buy myself a new laptop but wont qaulify for account for credit can afford a monthly payment can you help me please